16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments #543670-00071

Submission Number:
543670-00071
Commenter:
Deronda Kinlock
State:
FL
Initiative Name:
16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments
I had got in way over my head with debts on various credit cards. By the time it escalated about 4yrs ago, I could not qualify for bankruptcy because of the law changes. About 2yrs ago, after research, I found Debt Regret settlement firm. I have now just completed settlement on my last account and can start getting my life and credit back on track. Without them, I don't know what I would have done. I had neither the time or resources to contact the varous companies to work our any settlements. Not everyone can file bankruptcy and paying the cc companies that gouged and got us in the situation in the first place, was not an option. If we had the money we would not have needed the cards. My plea is thet the FTC please not regulate debt settlement out of business. Think of the majority of individual American tax payers for a change and help us out rather than putting more hardship on us.