16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments #543670-00042

Submission Number:
543670-00042
Commenter:
Mrs. Sharon Gladfelter
State:
PA
Initiative Name:
16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments
I have been involved with Debt Regret for almost a year now and don't know what I would have done without their help. I would have had to consider bankruptcy in that my husband has been disabled and cannot work, I am currently working two jobs and still cannot make ends meet because we were using credit cards to keep us afloat. All we were doing was paying interest (increased interest I might add) as well as paying late charges any time this went over one day late. I have received tremendous results with debt settlement in that I will be able to get debt free from all credit cards in 10 more months. There was no one else out there to help because the credit card companies could care less if you go down or not. Through Debt Regret, I have personally been able to make settlement with 3 companies with an agreed pay off. I could have made payments for more years than I have left and would still have owed these credit card companies money. Debt Regrets customer service is wonderful. They have successfully been able to keep these credit card companies from harassing us as well as working with them on settlements. The representatives contact me on almost a weekly basis to see how I am doing and show real concern for our well-being. They have helped me in saving the money which is needed to pay off the credit card companies. They have professional people who know how to get the best settlement and have achieved outstanding results. I am personally requesting that the FTC not regulate debt settlement out of business as Debt Regret has provided a valuable benefit to us in our time of need and I do not know who I would have turned to if it was not for such a company. Others need to be informed of Debt Regret and I have personally told others of this company feeling like this is the best move for those who get into this type of financial situation and do not know which way to turn or what to do about the problems.