"Protecting Consumers in Debt Collection Litigation and Arbitration: A Roundtable Discussion" - August 5 and 6, 2009 #542930-00002

Submission Number:
542930-00002
Commenter:
Cynthia Taylor
State:
PA
Initiative Name:
"Protecting Consumers in Debt Collection Litigation and Arbitration: A Roundtable Discussion" - August 5 and 6, 2009

Overwhelmed with bills and cost of living, I decided to go with a dept relief company in July of 2008. The credit cards have been charged off and still on my credit report..So a collection agency has possession of them now and I am being sued, not to mention the harrassing calls of threts to take my house from me..My concern is I am working with a debt relief company which is listed under BBB, this sensless procedure of serving me papers and sueing me is a waste of money for me and a waste of time for a judge. I should not have to go through this if I am seeking help...Sure it may take time but that is why I did it..I just couldn't keep up with the rising interest charges without my knowledge and nothing I could do about it...Please help. I am a middle class citizen, my husband and I have worked for over 30 years without loosing our jobs or laidoff...I should be somewhere in my life besides drowning in credit card debt, because they can tac on fees and raise interest as they feel...Thanks for listening and please help us out... Cindy Taylor