Public Roundtables: Protecting Consumers in the Sale and Leasing of Motor Vehicles, Project No. P104811 #00043 

Submission Number:
00043 
Commenter:
Raymond Ingalsbe
Organization:
Private law office
State:
Florida
Initiative Name:
Public Roundtables: Protecting Consumers in the Sale and Leasing of Motor Vehicles, Project No. P104811

Delvin Davis from the Center for Responsible Lending suggested that I contact you. My law practice consists almsot exclusively of automobile dealer financing fraud known as yo-yo and "spot delivery". I have been doing this for over 10 years and have won 3 summary judgments for consumers and against the dealers. Attached to this comment is a memorandum on yo-yo / spot delivery, demonstrating that it is illegal in every instance, even in cases where the dealer has assigned its installment contract as written. I had previously applied to be a panelist on your Roundtables. I still wish to be a panelist at a future rountableon auto financing.