Fair Credit Reporting Act
Major Links
Recent Highlights
- Mortgage Lender Pays $20,000 to Settle FTC Charges That Its Prescreened Loan Offers Lacked Proper Opt-Out Notice (08/18/2009)
- Two Companies Pay $77,000 to Settle FTC Charges That They Failed to Give Required FCRA Notices to Fired Workers and Rejected Job Applicants (August 11, 2009)
- Consumer Reporting Agency Agrees to Pay $350,000 To Settle FTC Charges That It Failed to Provide Required Notices to Users of Consumer Reports and to Furnishers of Information Used in Consumer Reports (July 9, 2009)
- FTC Offers ‘Red Flags’ Web Site To Help Creditors and Financial Institutions Design Identity Theft Prevention Programs (April 2, 2009)
- Consumer Reporting Agency Settles FTC Charges That Sale of Tenant Screening Reports to Identity Thieves Violated the FCRA (March 5, 2009)
- Bureau of Consumer Protection Issues Letter Concerning Applicability of the “Red Flags” Rule to Health Care Providers (February 4, 2009)
- FTC Charges Mortgage Broker With Violations of FCRA and Disposal Rule, Seeks Monetary Civil Penalties (December 30, 2008)
- Commission Raises FCRA Maximum Civil Penalty Amount to $3500 Per Violation (December 23, 2008)
- FTC Publishes Annual "Maximum Charge" Calculation (December 15, 2008)
- Mortgage Servicers Agree to Pay $28 Million to Settle FTC Charges, Including Failure to Report Consumer Disputes to Credit Bureaus as Required by the FCRA (September 9, 2008)
- Mortgage Lender Will Pay $50,000 Civil Penalty for Violating FCRA Disposal Rule (December 18, 2007)
- Two Providers of Consumers’ Medical Profiles Agree to Comply with Fair Credit Reporting Act (September 17, 2007)
- ChoicePoint Settles Data Security Breach Charges; to Pay $10 Million in Civil Penalties, $5 Million for Consumer Redress (January 26, 2006)
"FACT Act" Actions
- FTC Seeks Comment on Proposal to Amend "Free Credit Report" Rule (10/07/2009)
- FTC and Bank Agencies Publish Final “Furnisher” Rules Required by FACT Act (July 1, 2009)
- FTC and Bank Agencies Issue Proposed Amendment to "Furnisher Accuracy" Rule (July 1, 2009)
- FTC Reports to Congress on Credit Report Complaint Referral Program Required by FACT Act (December 30, 2008)
- FTC Submits Third Interim Report to Congress on "Accuracy" Study (December 23, 2008)
- Commission and Federal Reserve Board Issue Proposed Rules on Risk-Based Pricing Notices (May 8, 2008)
- FTC Announces Second Comment Period on Survey of Information Sharing Among Affiliates (December 10, 2007)
- FTC and Bank Agencies Issue Final Identity Theft “Red Flags” Rules (October 31, 2007)
- FTC Issues Final Rule On Limiting Marketing Solicitations From Affiliates (October 23, 2007)
- FTC/FRB Issue Joint Report on FCRA’s Consumer Dispute Provisions Required by FACT Act (August 9, 2006)
- FTC Publishes Model Forms and Procedures for Identity Theft Victims (April 22, 2005)
- FTC Prescreen Opt-out Notice Rule Takes Effect August 1 (July 27, 2005)
- FTC Reports to Congress on Studies Required by FACT Act (December 9, 2004)
- FTC Issues Final Summaries And Notices Under FACTA (November 19, 2004)
- FTC Rule on Consumer Information and Records Disposal Takes Effect (June 1, 2005)
- FTC Seeks Comments on Proposed Fee for Credit Scores (November 3, 2004)
- FTC Issues Final Rules on Identity Theft Definitions, Active Duty Alert Duration, and Appropriate Proof of Identity
- FTC Publishes "Free Credit Report" Rule (June 4, 2004)
- FTC Comments to Federal Banking and Credit Union Agencies in "Medical Information" Rulemaking (May 28, 2004)
- FTC Revises FACT Act Rules (May 20, 2004)
- FTC Announces New Complaint-referral Program (April 23, 2004)
- FTC Publishes Rule Prohibiting Circumvention of "Free Credit Report" Rule (February 18, 2004)
- FTC and Federal Reserve Board Jointly Announce Effective Dates for FCRA Amendments (February 04, 2004)
