|Received:||10/15/2009 6:24:50 PM|
|Agency:||Federal Trade Commission|
|Rule:||16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments|
Comments:We found ourselfs to be very over extended when oil and gas went up the economy worsened and pay didn't go up. We called for help. We went through the program in just under 15 months. I was given all the paper work and support neccesary to deal with abusive credit and collection people. When ever I had problems I was given direction on how to handle the issues. American Financial did a great service helping my husband and myself get back to zero balances. I hope to never be in that situation again but would hope for it to be an option for any one in that situation.