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<tr><td><b>Comment Number: </b></td><td>543670-00060 </td></tr>

<tr><td><b>Received: </b></td><td>9/29/2009 7:07:59 AM</td></tr>

<tr><td><b>Commenter: </b></td><td>Mr. Mike Figliuolo</td></tr>

<tr><td><b>Organization: </b></td><td>thoughtLEADERS, LLC</td></tr>

<tr><td><b>State: </b></td><td>OH</td></tr>

<tr><td><b>Agency: </b></td><td>Federal Trade Commission</td></tr>

<tr><td><b>Rule: </b></td><td>16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments</td></tr>

<tr><td><b>Attachments:</b></td><td><a href='543670-00060.pdf'>543670-00060.pdf</a>&nbsp<a href='http://www.adobe.com/products/acrobat/readstep2.html' target = _blank >Download Adobe Reader</a><br></td></tr></Table>

<hr><P><b>Comments:</b></p>

Please see attached document for my comments. I'm a credit card and financial services industry veteran as well as a management consultant who serves clients in those industries. I believe debt settlement companies play an important role in that financial ecosystem. Regards, Mike Figliuolo Managing Director thoughtLEADERS, LLC</html></body>