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<tr><td><b>Comment Number: </b></td><td>543670-00059 </td></tr>

<tr><td><b>Received: </b></td><td>9/29/2009 12:53:12 AM</td></tr>

<tr><td><b>Commenter: </b></td><td>Ms. Rita  Oriani </td></tr>

<tr><td><b>Organization: </b></td><td></td></tr>

<tr><td><b>State: </b></td><td>MA</td></tr>

<tr><td><b>Agency: </b></td><td>Federal Trade Commission</td></tr>

<tr><td><b>Rule: </b></td><td>16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments</td></tr>

<tr><td>No Attachments</tr></Table>

<hr><P><b>Comments:</b></p>

Without Debt Settlement my husband and I would never have been able to retire. This is an invaluable industry. It would be a disgrace for the FTC to regulate it, as it would cease to exist, leaving us and so many others with no other recourse but to claim bankruptcy. The service we've received from our Debt Settlement company has been, and continues to be nothing short of altruistic.</html></body>