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<tr><td><b>Comment Number: </b></td><td>543670-00039</td></tr>

<tr><td><b>Received: </b></td><td>9/26/2009 6:50:26 AM</td></tr>

<tr><td><b>Organization: </b></td><td></td></tr>

<tr><td><b>Commenter: </b></td><td>Charles Fick</td></tr>

<tr><td><b>State: </b></td><td>MD</td></tr>

<tr><td><b>Agency: </b></td><td>Federal Trade Commission</td></tr>

<tr><td><b>Rule: </b></td><td>16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments</td></tr>

<tr><td>No Attachments</tr></Table>

<hr><P><b>Comments:</b></p>I am writing to tout the benefits of debt settlement. I have been working with Debt Regret for the past year and a half, and they have kept me from resorting to bankruptcy. They have handled the negotiations with my creditors in a very professional and business like manner. Please do not regulate debt settlement out of business as the companies provide a valuable benefit and service to people in need of them.

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