<!DOCTYPE HTML PUBLIC '-//W3C//DTD HTML 4.0 Transitional//EN'>

<html><head><title>543670-00016.htm</title>

<meta name='vs_defaultClientScript' content='JavaScript'>

<meta http-equiv="Content-Type" content="text/html; charset=utf-8">

<meta name='vs_targetSchema' content='http://schemas.microsoft.com/intellisense/ie3-2nav3-0'>

<meta name='Originator' content='CommentWorks'></head><body><Table>

<tr><td><b>Comment Number: </b></td><td>543670-00016</td></tr>

<tr><td><b>Received: </b></td><td>9/24/2009 2:17 PM

</td></tr>

<tr><td><b>Organization: </b></td><td></td></tr>

<tr><td><b>Commenter: </b></td><td>Charles Allen </td></tr>

<tr><td><b>State: </b></td><td>TX</td></tr>

<tr><td><b>Agency: </b></td><td>Federal Trade Commission</td></tr>

<tr><td><b>Rule: </b></td><td>16 CFR Part 310 Telemarketing Sales Rule- Debt Relief Amendments</td></tr>

<tr><td>No Attachments</tr></Table>

<hr><P><b>Comments:</b></p>Without debt relief services, I would have had to consider filing for bankruptcy. This type of service is critical, allowing many Americans to remain financially afloat and secure. Without it, many Americans would not be able to make mortgage payments, student loan payments, or various other forms of payment directly tied to the U.S. Government's financial woes. Maybe that's the case...have us all file for bankruptcy and put us in a welfare state, so you can control us. This service works for the average American citizen, caught up in the past 18 months of economic turmoil, and it should not be taken away.


</body></html>