I want my doctor to have all of my health records, every single one of them. But, I don't think that anyone else should have them other than the Social Security Office. So, I am alright with my doctor knowing all of my medical background , and I am fine with the Social Security Office knowing my medical background as well. So, I think this is great! However, I don't think that life insurers should have accsess to a person private health records to stop you from having life or health insurance.