Comment Number: 545091-00836
Received: 11/4/2009
Commenter: Mr Carl Carter
Organization: home
State: OR
Agency: Federal Trade Commission
Rule: 16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures
No Attachments

Comments:

I have, over the past five years, looked into a half dozen free credit report ads and every one required a payment or subscription before you could get the "free" report. That is pure and simple deception, if not fraud (I'm no lawyer, so I can't say). They need to clean up their acts just as much as the credit card companies and banks do!