|Commenter:||Mr Thomas Brosnahan|
|Agency:||Federal Trade Commission|
|Rule:||16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures|
Comments:Thank you for the proposed rules to make it easier and less confusing to obtain free credit reports. I fully support your efforts to reduce confusion and to postpone advertising until after one has obtained the free credit report. Generation of, use of, access to, and procedures for corrections to credit reports must be closely regulated by government to minimize the substantial abuses common in the credit report business today.