| Comment Number: | 545091-00563 |
| Received: | 10/27/2009 |
| Commenter: | Mr William Borden |
| Organization: | |
| State: | TX |
| Agency: | Federal Trade Commission |
| Rule: | 16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures |
| No Attachments |
Comments:
US citizens should be able, without hassle or bombardment, and without having to drill down endlessly on the Credit Bureaus websites, to: 1. Request a full and comprehensive report the Bureaus have on file for them. 2. Secure their current Credit Score. 3. Be provided the ability to call a living human being to discuss discrepancies (if any) about information contained in a Credit Report. Currently the only why to get any response from the Credit Bureaus is to sign up and purchase one of their packages. The Credit Bureaus makes a lot of money collecting and selling information about consumers. This information needs to be readily available to the very consumers who in reality own the information.