|Commenter:||Mr Kenneth Conte|
|Agency:||Federal Trade Commission|
|Rule:||16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures|
Comments:The free credit reports are worthless without the credit score? These scores should be included at no cost to consumer instead of having to pay for them? Also, the credit reports are very confusing for the average consumer to understand whats going on?