|Agency:||Federal Trade Commission|
|Rule:||16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures|
Comments:The biggest problem with the annualcreditreport.com web site is that the credit SCORE is not included with the free report. Consumers need to know their scores to find out if they will qualify for mortgages, refinancings, and other types of loans or financial products. The report by itself is of limited value without the actual FICO credit scores.