|Agency:||Federal Trade Commission|
|Rule:||16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures|
Comments:No advertising and marketing by the credit bureaus before, during and after the process of getting a free credit report should be permitted. People should be able to get their reports and exit the Web site without having to go through a gauntlet of sales pitches which may navigate them away from the official centralized free source. To end consumer confusion, the AnnualCreditReport.com must be commercial-free.