|Commenter:||Mr. Richard Stevens|
|Agency:||Federal Trade Commission|
|Rule:||16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures|
Comments:Every year my wife and I routinely check our credit reports with each of the three credit agencies. We always opt for the free reports. Please remove all of the unavoidable options for costly reports. At best they are time consuming and inconvenient. At worst they are dangerous traps.