| Comment Number: | 545091-00116 |
| Received: | 10/11/2009 |
| Commenter: | Mr Kenneth Izumi |
| Organization: | |
| State: | TZ |
| Agency: | Federal Trade Commission |
| Rule: | 16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures |
| No Attachments |
Comments:
Current websites are confusing and thus deceptive in the method of applying for a credit report. The credit reporting agencies must be mandated to have a secure and simple form. Fee-for-service advertising must not appear in the application. Only after the form is completed and securely submitted may such advertising appear, and it must be clearly marked as fee-for-service.