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<tr><td><b>Comment Number: </b></td><td>533527-00016</td></tr>

<tr><td><b>Received: </b></td><td>2/11/2008 1:31:35 PM</td></tr>

<tr><td><b>Organization: </b></td><td>HSBC</td></tr>

<tr><td><b>Commenter: </b></td><td>Cathy Magnuson</td></tr>

<tr><td><b>State: </b></td><td>MN</td></tr>

<tr><td><b>Agency: </b></td><td>Federal Trade Commission</td></tr>

<tr><td><b>Rule: </b></td><td>Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies Under Section 312 of the Fair and Accurate Credit Transactions Act</td></tr>

<tr><td><b>Attachments:</b></td><td><a href='533527-00016.pdf'>533527-00016.pdf</a>&nbsp<a href='http://www.adobe.com/products/acrobat/readstep2.html' target = _blank >Download Adobe Reader</a><br></td></tr></Table>

<hr><P><b>Comments:</b></p>Please see attachment.</body></html>