Comment Number: EREG-000073
Received: 4/13/2004 8:00:00 AM
Organization: N/A
Commenter: concerned Citizen
State:
Agency: Federal Trade Commission
Rule: FACTA Free Reports Proposed Rule
Docket ID: [3084-AA94]
No Attachments

Comments:

This regulation is a good change for the consumer. Empowering the consumer to check every aspect of records kept pertaining to the individual, or individuals that a citizen is a legal guardian of, can only benefit. A next logic step is a formal appeals process, with time frame specifics for due process of amending the information on a credit report if incorrect.