Comments:

Regarding Free File Disclosures Proposed Rule, Matter No. R411005 - I feel very strongly that Americans should receive a free annual credit report from all 3 agencies. The ammount of identity theft out there warrants diligent monitoring of credit reports. Good credit is priceless. We should not have to pay to review our credit report. Please make it free annuallyfor everyone. Some of us can't afford to pay for the reports b/c we are paying for health insurance, car insurance and trying to feed ourselves. Thank you.