Comments:

Please require ALL consumer reporting agencies to provide annual free reports to consumers whose information appears in their files. Please require the centralized source for such requests to process requests to ALL CRAs, including specialized CRAs, not just nationwide credit reporting agencies. Please roll out these facilities more quickly; I don't want to wait until late 2005. We needed this capability decades ago; get on with it! THIS is the kind of thing we expect our govenment to do! (signed) Thomas S. Noble IV