Comments:

     To the FTC, RE FACTA Free File Disclosures Proposed Rule, Matter No. R411005

     Please support faster free credit reports

     I urge you to make annual free credit reports available more quickly to all Americans, rather than delaying

     access to most of the country at the unjustified request of the credit bureaus.For once, let's put the people who

      support you, who initially put you into the positions you're in today, ahead of these special interest groups who

      simply have 2 things on their mind, privacy invasion which eaquals money through the manipulation of that

     privacy invasion.

     Also, the rule should make clear that information is only collected to verify identity. Many consumers, including

     me, don't think it is fair to give up personal information to take advantage of an important new federal right to a

     free credit report. Get rid of the loopholes and enact this piece of legislation, now!