Comments:

     To the FTC, RE FACTA Free File Disclosures Proposed Rule, Matter No. R411005

     Faster free reports, with a privacy guarantee

     To the FTC:

     As someone who has had her identity stolen, I know how important it is to be able to review one's own credit

     report.  I urge you to make annual free credit reports available more quickly to all Americans, rather than

     delaying access to most of the country at the unjustified request of the credit bureaus. 

     Also, the rule should make clear that information is only collected to verify identity. Many consumers, including

     me, don't think it is fair to give up personal information to take advantage of an important new federal right to a

     free credit report.

     Sincerely,