Comments:

     To the FTC, RE FACTA Free File Disclosures Proposed Rule, Matter No. R411005

     Faster free reports, with a privacy guarantee

     To the FTC:

     I am one of the many American citizens to recently become a victim of Identity Theft.  I am happy to hear that

     annual free credit reports are to become available in the near future.  This access will be much appreciated by

      those of us who are aware of the importance of checking our credit.  However, I do urge you to make them

     available more quickly to all Americans, rather than delaying access to most of the country at the unjustified

     request of the credit bureaus. 

     Also, the rule should make clear that information is only collected to verify identity. I am not saying that these

     free credit reports should be easier for say, somebody else posing as you, to get your credit report.  I had this

     happen to me and I was told by this credit bureau that it was out of their hands and that it was due to the fact

     that the public desires less hassle in getting their reports.  I believe this is true, but not at the risk of handing

     over a credit report to the wrong person.  As I would hope you already know, a person's credit report contains

     tons of sacred information and it should be handled with respect.

     Sincerely,