|Received:||4/21/2004 8:00:00 AM|
|Agency:||Federal Trade Commission|
|Rule:||FACTA Free Reports Proposed Rule|
To the FTC, RE FACTA Free File Disclosures Proposed Rule, Matter No. R411005
Please support faster free credit reports
I would not want to be "spammed" by the credit bureaus trying to sell me their services if I were to take
advantage of getting an annual "free" credit report; that credit report should be free of cost and free of
I also urge you to make annual free credit reports available more quickly to all Americans, rather than delaying
access to most of the country at the unjustified request of the credit bureaus.
Finally, the rule should make clear that information is only collected to verify identity. Many consumers,
including me, don't think it is fair to give up personal information to take advantage of an important new federal
right to a free credit report.