|Received:||4/21/2004 8:00:00 AM|
|Agency:||Federal Trade Commission|
|Rule:||FACTA Free Reports Proposed Rule|
To the FTC, RE FACTA Free File Disclosures Proposed Rule, Matter No. R411005
Please support faster free credit reports
I urge you to make annual free credit reports available more quickly to all Americans, rather than delaying
access to most of the country at the unjustified request of the credit bureaus.
Also, the rule should make clear that information is only collected to verify identity. Many consumers, including
me, don't think it is fair to give up personal information to take advantage of an important new federal right to a
free credit report.
I also think a limit should be set on how much extra advertising the credit bureaus can bombard us with when
we try to take advantage of this new right. Wading through their misleading ads and propaganda will
compromise the ability of some, especially the elderly,to access their report without being taken advantage of
by marketing ploys they find confusing and hard to understand.Joyce Mallory