|Received:||4/12/2004 8:00:00 AM|
|Agency:||Federal Trade Commission|
|Rule:||FACTA Free Reports Proposed Rule|
FACTA Free File Disclosure Proposed Rule
Matter No. R411005
Federal Trade Commission
FACTA Free Reports
PO Box 1031
Merrifield, Va. 22116-1031
I feel strongly that all CRAs should issue free credit reports. I object to nationwide CRAs, and feel that all CRAs be required to furnish free reports to people in their files.
I do feel that we as consumers need a one-stop, centralized source for specialty CRAs. This central approach will be better, simpler + more inclusive. I object to New York State consumers having to wait any longer than other parts of the country to receive free annual credit reports. They should have always been free; Dec, 2004 is long enough to wait.
Ms. Annette Ramsay
*REDACTED PERSONAL INFORMATION*