Submission Number: 00005 

Received: 11/4/2010 4:43:19 AM
Commenter: Allen Harkleroad
Organization: 
State: Georgia
Agency: Federal Trade Commission
Initiative: Statement of Policy Regarding Communications in Connection with Collection of a Decedent’s Debt; Project No. P104806
Attachments: No Attachments
Submission Text
I think rules concerning deceased family contact by collectors should be tightened not loosened. More often than not the families deceased are not legally responsible for the deceased debt. Collectors are harassing grieving families over debt that could and should be handled in the estates probate. Do not allow changes in the FDCPA that would give collectors "Carte Blanche" to harass families. If anything the FDCPA needs to be update to prevent deceased collections unless the family members is a co-signer or guarantor.