<!DOCTYPE HTML PUBLIC '-//W3C//DTD HTML 4.0 Transitional//EN'>

<html><head><title>536796-00018.htm</title>

<meta name='vs_defaultClientScript' content='JavaScript'>

<meta http-equiv="Content-Type" content="text/html; charset=utf-8">

<meta name='vs_targetSchema' content='http://schemas.microsoft.com/intellisense/ie3-2nav3-0'>

<meta name='Originator' content='CommentWorks'></head><body><Table>

<tr><td><b>Comment Number: </b></td><td>536796-00018</td></tr>

<tr><td><b>Received: </b></td><td>8/15/2008 3:19:42 PM</td></tr>

<tr><td><b>Organization: </b></td><td>American Association of Debt Managemenet Organizations (AADMO)</td></tr>

<tr><td><b>Commenter: </b></td><td>Mark Guimond</td></tr>

<tr><td><b>State: </b></td><td>TX</td></tr>

<tr><td><b>Agency: </b></td><td>Federal Trade Commission</td></tr>

<tr><td><b>Rule: </b></td><td>Debt Settlement Industry - Public Workshop </td></tr>

<tr><td><b>Attachments:</b></td><td><a href='536796-00018.pdf'>536796-00018.pdf</a>&nbsp<a href='http://www.adobe.com/products/acrobat/readstep2.html' target = _blank >Download Adobe Reader</a><br></td></tr></Table>

<hr><P><b>Comments:</b></p>How to Select a Credit Counseling Agency</body></html>