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<tr><td><b>Comment Number: </b></td><td>536796-00001</td></tr>

<tr><td><b>Received: </b></td><td>7/15/2008 5:59:50 PM</td></tr>

<tr><td><b>Organization: </b></td><td> none  </td></tr>

<tr><td><b>Commenter: </b></td><td>william gilpin</td></tr>

<tr><td><b>State: </b></td><td>NY</td></tr>

<tr><td><b>Agency: </b></td><td>Federal Trade Commission</td></tr>

<tr><td><b>Rule: </b></td><td> Debt Settlement Industry - Public Workshop</td></tr>

<tr><td>No Attachments</tr></Table>

<hr><P><b>Comments:</b></p>we filed bankrupt in 2001 in 2005 mbabank started reporting this debt as being reported as late when it was in my bankrupt in 2001 it still has the same account # i also have debt collecters in my report,thay then try to collect any debt thay can,i have letters that show debt collecters are NOT trying to be leagle it is like no one is looking i have sent you a pack of stuff sitll have not hear from you please talk to me i have lots of info</body></html>