Comment Number:	542930-00013
Received:	7/27/2009 5:15:19 PM
Organization:
Commenter:	Laurie Mettier
State:	TX
Agency:	Federal Trade Commission
Rule:	"Protecting Consumers in Debt Collection Litigation and Arbitration: A Roundtable Discussion" - August 5 and 6, 2009
Attachments:

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Comments:

RE: Debt Collections 1. Ban the sale of debt - the worst FDCPA violators are those that purchase old worthless debt. Past SOL, discharged in bankruptcy, or already paid. If the default is caused by the original reditor - and not the debtor - the OC refuses to discuss or fix the errors the OC made that resulted in default once they sell the debt. The collection agency is not going to fix the original creditor mistakes. (WAMU and GEMB are both bad about mis-managing accounts- they both sent accounts in good standing to collections with their mismanagement) 2. SHUT DOWN THE WORST AGENCIES COMPLETELY-the reason why there are so many bad collection companies is because the GOVERNMENT does not enforce FDCPA, and when you finally do - ITS TOO LITTLE TOO LATE! It takes far too long for anything to be done. Owners need to be arrested, fined and banned from doing any kind of collection work again. Attorney's that file false court documents and rely on sewer service to ensure that the debtor does not dispute - should be disbarred.