|Received:||7/19/2009 5:21:25 PM|
|Agency:||Federal Trade Commission|
|Rule:||"Protecting Consumers in Debt Collection Litigation and Arbitration: A Roundtable Discussion" - August 5 and 6, 2009|
Comments:"Debt Collection Roundtable – Comment, Project No. P094806." 2 separate judgments were placed against me after I fought a debt buyer in court myself (unable to afford an attorney to defend me). In one case the judge ordered the plaintiff to provide documentation to support their claim. They never provided any thing. They simply moved to another judge and secured summary judgment without my knowledge. In the 2nd case, my requests for documentation to support their claim was simply ignored by the judge and summary judgment was granted as well. The "good old boy" system of judges and tort lawyers are raping the American public, handing out judgments to any attorney/paralegal capable of creating a complaint. Requests by consumers are ignored and disregarded because we are not part of the group. Think about the thousands of people that have these judgments placed against them every year with no evidence and no documentation. There needs to be a fixed standard of proof in these debt buyer cases. I am now stuck with almost 20K in judgments against me with no proof of indebtedness to this debt buyer and no proof that the debt buyer even had standing to sue me. The plaintiff attorney in my case lied to me and the judge, but was never questioned. When I brought this to the attention of the court, I was disregarded because I was not represented by an attorney. My marriage and future have been destroyed by these common lying thieves and the "sworn affidavit" of a debt buyer who can in no way have any knowledge of the record keeping of an original creditor. When this affidavit was questioned, I was one again ignored and apparently MY sworn testimony was not enough to even garner a jury trial. Debt buyers don't want jury trials, because they cannot meet the burden of proof as well as their debt buyer witnesses cannot pass the test of being questioned on chain of custody or the original record keeping. Suing on purchased debt should be banned. These common criminals are using the courts to extort money from citizens who in a lot of cases owe them nothing. Debt buyers and collection attorneys are common criminals. Why do they not have to prove their case? Why are judgments handed to them like candy? Still day after day they are financially rewarded for abusing consumers and routinely lying to both consumers and the courts both verbally and with questionable and sometimes even falsified documents. Please help us.....the wolves remain at the door.