Comment Number: OL-100125
Received: 12/8/2004 10:53:24 AM
Organization:
Commenter: Hester
State: GA
Agency: Federal Trade Commission
Rule: Advance Notice of Proposed Rulemaking, Request for Comment
Docket ID: RIN 3084-AA94
No Attachments

Comments:

The fee should be as low as possible, if not free. If the reports are now free, consumers should also be entitled to one free scoring per year as well, since the score is integral to the credit report itself. It is nice to know what is contained in my report; however, it does me no good if I cannot figure out what score it all adds up to. There is no formula that consumers can use to figure it out for ourselves.