|Received:||12/6/2004 1:05:06 PM|
|Agency:||Federal Trade Commission|
|Rule:||Advance Notice of Proposed Rulemaking, Request for Comment|
|Docket ID:||RIN 3084-AA94|
Comments:NO!!!! There should be NO charge for credit scores! The bureaus make enough money not only charging their customers for our credit reports, which are passed along to us, but the credit bureaus have also sold our info, WITHOUT OUR KNOWLEGDE OR PERMISSION, to database providers such as DataBase Tachnologies in Fla (which has since merged with another company). If the credit bureaus are required to provide credit reports for free once per year, or especially when a consumer is turned down for credit based on THEIR reports, they should also provide the scores for free, or make their reports easier to understand. Thank you.