Comment Number: OL-100121
Received: 12/4/2004 2:16:23 PM
Organization:
Commenter: Terry Mitchell
State: FL
Agency: Federal Trade Commission
Rule: Advance Notice of Proposed Rulemaking, Request for Comment
Docket ID: RIN 3084-AA94
No Attachments

Comments:

The FCRA gives citizens a right to obtain their credit report without charge. The credit score is logically a part of that report....perhaps the most significant part. Therefore the credit score should be reported as a part of the overall credit report without additional charge. Charging for the credit score would be the same as offering free copies of the Constitution, but charging extra to see the Preamble.