|Received:||11/6/2004 11:43:54 PM|
|Agency:||Federal Trade Commission|
|Rule:||Advance Notice of Proposed Rulemaking, Request for Comment|
|Docket ID:||RIN 3084-AA94|
Comments:I believe credit reports should not cost as much as they do now. Especially if they are something we should all be aware of and looking at regularly. I have found that to get reports from all three bureau's the cheapest I've found for the 3 combined is $20. So if I need one and my husband needs one - we have to spend $40 or more, depending on the company we purchase it from-- and that's if we only do it once a year. We've heard we're to do it more often to avoid identity theft. That seems like a lot of money to spend on information that is about US - our most personal information. We tend to hold off checking our credit reports because it just seems expensive. It seems like it should be free or nearly free for us to view our own report -- and it can cost more for other companies to access that information about us. But at least to access our own information (since we need to be aware of it) - it should be $2 per report - or less - just to cover any basic expenses the agencies have. Thanks for allowing us to have input on this matter.