|Received:||11/5/2004 7:46:40 PM|
|Agency:||Federal Trade Commission|
|Rule:||Advance Notice of Proposed Rulemaking, Request for Comment|
|Docket ID:||RIN 3084-AA94|
Comments:I think that consumers should get FREE credit reports from the credit bureaus every six months. These bureaus are reporting inaccurate, outdated information, and by federal law consumers are supposed to have the chance of clean credit. These bureaus are keeping outdated information on the files well past the federal law of 7 years. So that consumers can have a more fair and accurate representation of themselves I think the reports should be free, to those who request and available free every 6 months.