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<tr><td><b>Comment Number: </b></td><td>534030-00032</td></tr>

<tr><td><b>Received: </b></td><td>2/1/2008 8:28:14 AM</td></tr>

<tr><td><b>Organization: </b></td><td>Fentura Financial, Inc</td></tr>

<tr><td><b>Commenter: </b></td><td>Dee Bedell</td></tr>

<tr><td><b>State: </b></td><td>MI</td></tr>

<tr><td><b>Agency: </b></td><td>Federal Trade Commission</td></tr>

<tr><td><b>Rule: </b></td><td>Credit Report Freezes</td></tr>

<tr><td>No Attachments</tr></Table>

<hr><P><b>Comments:</b></p>As a financial Institution, we are concerned that we will be unable to access our employees and current customers credit reports during the course of their business relationship with us, without their consent each time.


This will impede investigations and overall credit quality control.</body></html>