|Received:||1/22/2008 6:07:45 PM|
|Agency:||Federal Trade Commission|
|Rule:||Credit Report Freezes|
Comments:The availability of a credit freeze on accounts has saved me several instances of ID theft. Criminals have tried to open accounts only to find that a voice authorization is required. They have been thwarted. Additionally, my father has had a credit freeze on his account due to attempted fraud. Thankfully, his credit has been saved due to this safeguard being in place. I know I speak for my immediate and extended family when we say that the availability of a credit freeze is a welcome and essential part of our active protection of our credit. Thank you.