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<tr><td><b>Comment Number: </b></td><td>534030-00018</td></tr>

<tr><td><b>Received: </b></td><td>1/13/2008 10:12:56 PM</td></tr>

<tr><td><b>Organization: </b></td><td></td></tr>

<tr><td><b>Commenter: </b></td><td>Michael Lasmanis</td></tr>

<tr><td><b>State: </b></td><td>CA</td></tr>

<tr><td><b>Agency: </b></td><td>Federal Trade Commission</td></tr>

<tr><td><b>Rule: </b></td><td>Credit Report Freezes</td></tr>

<tr><td>No Attachments</tr></Table>

<hr><P><b>Comments:</b></p>Dear Sirs, I have had a credit freeze on my consumer credit file since California enacted legislation establishing them for California residents. Since activating the freeze on my account, I have felt far more secure than I ever have in the safety of my personal credit file. I am also a landlord who over the years has run credit checks on perspective tenants. To this day, I am amazed at how easy it is to obtain volumes of personal information with just a few data items. We need to expand the scope of credit freezes to place more control over stored personal information into the hands of the consumer. I am specifically talking about the credit reporting agencies and the consumer information brokers. </body></html>