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<tr><td><b>Comment Number: </b></td><td>534030-00017</td></tr>

<tr><td><b>Received: </b></td><td>1/13/2008 8:13:20 PM</td></tr>

<tr><td><b>Organization: </b></td><td></td></tr>

<tr><td><b>Commenter: </b></td><td>Norman</td></tr>

<tr><td><b>State: </b></td><td>MI</td></tr>

<tr><td><b>Agency: </b></td><td>Federal Trade Commission</td></tr>

<tr><td><b>Rule: </b></td><td>Credit Report Freezes</td></tr>

<tr><td>No Attachments</tr></Table>

<hr><P><b>Comments:</b></p>This is a very strong way for consumers to protect themselves and should continue to be a tool at their disposal. Freezing their own credit has no repercussions for anyone but themselves. Desires to remove this option would only be voiced in order to profit. </body></html>