| Comment Number: | 522418-02072 |
| Received: | 6/14/2006 12:09:12 AM |
| Organization: | AmeriPlan |
| Commenter: | Valarie Savage |
| State: | AZ |
| Subject: | Business Opportunity Rule |
| Title: | Notice of Proposed Rulemaking |
| CFR Citation: | 16 CFR Part 437 |
| No Attachments |
Comments:
Dear Sir or Madam: I am writing this letter because I am concerned about the proposed Business Opportunity Rule R511993. I believe that in its presented form, it could prevent me from continuing as indepenedent business owner and destroy my small business. I have been an independent business owner with AmeriPlan for more than 1 year. Originally, I started my Network Marketing because of the arrival of my second child. I wanted to earn additional money to supplment my husbands fulltime job. Now my family depends on this extra income to supplement our budget. My children depend on me to be a mom to them instead of letting someone else raise them. Please don’t destroy my small business we need it! Some of the sections in the proposed rule would make it hard or almost impossible for me to market my AmeriPlan business and service to help americans fill in the gaps of health care. This waiting period will give the public the idea that there’s something wrong with me or our plan and also reflects badly on me. I also think this seven-day waiting period is unnecessary, because AmeriPlan already has a 30day moneyback policy for all products. One of the most difficult sections of the proposed rule is the seven day waiting period to enroll a new team member. We want to help people immediatly. This will enable them to start earning money or saving on health benefits as soon as possible. AmeriPlan sales kit only costs $95. People buy TVs, cars, and other items that cost much more than that and they don’t have to wait seven-days. Under this waiting period requirement, I will need to keep very detailed records when I first speak to someone a prospect and will then have to send in reports to my company. I am a small home business and this burden hurt or destroy my business. This proposed rule is bad for our business. Finally, the proposed rule requires the disclosure of a minimum of 10 prior purchasers nearest to the prospective purchaser. I am glad to provide references, but in this day of identity theft, I am very uncomfortable giving out the personal information of individuals (without their approval) to strangers. Women in my organization may be subject to sexual or racial harassment so this part can’t go in at all, unless the FTC passes an addition to this rule Prohibiting sexual or racial attacks related to this disclosure. In the end the rule must bind the FTC to take direct enforcement action on sexual and racial attacks with a special unit assigned to monitor actions related to the disclosure forms. I have seen many scams on the Internet and been approached by many crooks because of my success. This rule will do nothing to stop them. They hurt my business! This rule will not stop Crooks – they violate the current rule all the time. But I am a good American citizen and it will hurt me. Thank you and please help me. Please do not punish us Sincerely, Concerned Mother and Wife, Valarie Savage Please see pictures attached of my reason why we own our business. This allows us to have freedom to be with our children and enjoy LIFE.