| Comment Number: | 514719-00079 |
| Received: | 4/25/2005 2:28:00 PM |
| Organization: | Wells Fargo & Company |
| Commenter: | Peter McCorkell |
| State: | CA |
| Agency: | Federal Trade Commission |
| Rule: | Notice of Proposed Study on the Effects of Credit Scores and Credit-based Insurance Scores on the Availability and Affordability of Financial Products |
| Docket ID: | 3084-AA94 |
| No Attachments |
Comments:
The answers to many of the questions posed in the request for comment can be found in the book "An Introduction to Credit Scoring" by Edward M. Lewis which I believe is available through Fair Isaac Corporation. I would also recommend the paper published by Martell et al. of Fair Isaac in 1999 entitled "The Effectiveness of Scoring on Low-to-Moderate-Income and High-Minority Area Populations."