|Received:||4/16/2005 8:55:23 AM|
|Agency:||Federal Trade Commission|
|Rule:||Notice of Proposed Study on the Effects of Credit Scores and Credit-based Insurance Scores on the Availability and Affordability of Financial Products|
Comments:I submitted a home loan application with Washington Mutual Bank in 7-2004. I recently requested my free annual credit report to my surprise my score had been lowered even more with the same data that was on the 2004 report. I asked Experian for an investigation of my credit report with no avail. Experian as not released to me the methods of that investigation as I requested. Something has to be done about these credit reporting agencies paying good. I attend to start a class action lawsuit ageinst Experian Credit Corporation regarding its unlawful credit reporting methods.