|Received:||3/28/2005 10:23:00 PM|
|Agency:||Federal Trade Commission|
|Rule:||Notice of Proposed Study on the Effects of Credit Scores and Credit-based Insurance Scores on the Availability and Affordability of Financial Products|
Comments:We should be allowed to "opt out" of credit reporting companies and the credit reporting companies should delete our personal data and not have access to our personal financial data unless we ask for a credit rating from them. This would greatly reduce, if not stop ID theft and would deliver a bit of privacy back into the citizens hands.