|Received:||6/10/2006 7:54:55 PM|
|Subject:||Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies|
|Title:||Advance Notice of Proposed Rulemaking|
|CFR Citation:||16 CFR Parts 660 and 661|
Have some integrity! Have some guts! Apply the law! Credit limit is one of the most significant factors of a consumer's credit rating. How can you possibly consider it not a part of "complete" data ?- which is REQUIRED TO BE SUBMITTED. In fact, nearly all consumers with Capital One cards have a lower score than identically situated consumers with other credit cards. This creates distorted, non-uniform and unfair and inaccurate reporting by the CRAs.