|Received:||4/12/2006 3:38:54 PM|
|Subject:||Procedures to Enhance the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies|
|Title:||Advance Notice of Proposed Rulemaking|
|CFR Citation:||16 CFR Parts 660 and 661|
Comments:I can't get Equifax to report a collection account properly. Palisades is reporting this as a revolving account with no opened date, and as a paid collection. They are also stating that they are a factoring company. Equifax is reporting this as a open account, 120 days past due , with zero dollar past due and the date opened field is blank.