Low Pay, Inc.

The Federal Trade Commission is mailing 38,631 refund checks to consumers who lost money to a catalog credit card operation that deceptively marketed its card, failed to honor its refund policy, and charged up-front fees for a guaranteed line of credit.  The Low Pay, Inc. scam sent mailers to consumers with credit problems, claiming they could “build” their credit by using a “Pre-Approved” “Platinum-level” credit card with a “GUARANTEED” $7,500 credit line and a cash advance benefit.

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